After commencement of work, which circumstances must apply before the contractor can request information again about the owner's financial arrangements?

• A. The owner has failed to make payments to the contractor as the contract documents require.
• B. A change in the work materially changes the contract sum.
• C. The contractor identifies in writing a reasonable concern regarding the owner's ability to make a payment when due.
• D. All of the above.

Answer: (D)

After work has begun, the contractor’s ability to request information about the owner’s financial arrangements is tied to risk signals that could affect cash flow and payment certainty. If the owner isn’t paying as required, that directly impacts the contractor’s ability to continue work and collect owed funds, so a new request for financial information is warranted. If a change in the scope of work materially changes the contract sum, the payment requirements will also change, making fresh financial information necessary to assess whether the owner can cover the adjusted amount. And if the contractor has a written, reasonable concern about the owner’s ability to pay when due, there’s a clear basis to seek updated financial details to protect the project’s viability. Because any one of these situations justifies rechecking the owner’s financial arrangements, all of the above are triggers for requesting information again.