Which items must the owner secure and pay for before or during construction?

• A. Approvals, easements, assessments, and charges for permanent structures or changes
• B. Permits and fees
• C. Construction materials
• D. Insurance types

Answer: (A)

The key idea is that the Owner is responsible for securing beforehand and paying for prerequisites that allow the project to start and proceed legally and smoothly. Approvals cover the necessary permissions from authorities to build, modify, or use the site. Easements secure the real estate rights needed for construction and continued use, such as access or utility corridors. Assessments and charges for permanent structures or changes are financial obligations triggered by the project (for example, due to street or utility improvements or other permanent changes to the site) that the Owner must cover. Having these in place before or during construction prevents delays from regulatory holdups, access disputes, or unexpected costs.

Permits and fees are part of the approval process, but the broader set—approvals, easements, and the associated charges for permanent changes—more fully captures the Owner’s obligations under the contract. Construction materials are typically supplied by the Contractor, and insurance types are usually handled through separate risk-management provisions rather than as items the Owner must secure and pay for in this context.